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抵押 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
抵押dǐyāto provide (an asset) as security for a loanHSK 7, unknown, 16 strokes, rank #6845, Very Hard, formal, law, finance, transitive
抵押dǐyāto put up collateralHSK 7, unknown, 16 strokes, rank #6845, Very Hard
dǐyā(di3ya1)di ya T3
  1. 1to put up collateral
  2. 2to provide (an asset) as security for a loan
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March 24, 2026

抵押dǐyā(di3ya1)

抵押 (dǐyā) refers to the act of providing an asset, such as property or other valuables, as security for a loan. This term is commonly used in financial contexts, particularly in banking and real estate, where collateral is required to secure a loan agreement.

Strokes16Frequency#6845DifficultyVery Hard
Cultural note

In Chinese culture, property ownership and the concept of collateral are significant due to the traditional value placed on stability and security in financial matters. Many families in China rely on property as a means of securing loans for businesses or investments.

Memory tip

Think of 抵 (dǐ) as 'to resist' or 'to defend' and 嚇 (yā) sounds like 'yacht'. Imagine defending your yacht (a valuable asset) against financial risk by using it as collateral for a loan. The character's structure visually represents a 'defensive' stance on your valuable property.

Meanings of 抵押

dǐyā(di3ya1)
1to provide (an asset) as security for a loan
2to put up collateral
Exercise 1 of 3

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About 抵押

抵押Simplified
16Strokes
—Radical
动词dòngcíverb (v.)Part of Speech
#—Frequency Rank
HSK 3.0L7AdvancedTOCFLL5BCT✓CEFRC2

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AI study notes for 抵押

Quick Contrast

质押 (zhìyā) refers to pledging an asset as collateral, typically in a financial context, but implies a different legal arrangement compared to 抵押 (dǐyā), which often involves real estate or property.

Usage Notes

Learners often confuse 抵押 with other financial terms like 担保 (dānbǎo) which means 'guarantee'. 抵押 is more specific to collateral, while 担保 can refer to a broader range of securities. This term is typically used in formal contexts, especially in legal and financial documents.

HSK Study Tips

While 抵押 is not specifically part of the HSK vocabulary, it connects well with terms related to finance and property, which are often covered in higher HSK levels. Focus on understanding its application in loan agreements and discussions around property.

Common Mistakes

Learners may mistakenly use 抵押 in informal contexts or with non-financial subjects. For instance, saying '我抵押我的时间' (I collateralize my time) is incorrect; it should be used strictly for tangible assets.

AI-enhanced 2026-03-24

Pronunciation of 抵押

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Component characters

抵dǐto press against
HSK 78 strokes扌
View full entry
押yāto mortgage
HSK 78 strokes扌
View full entry

How to say to provide (an asset) as security for a loan in Chinese

“to provide (an asset) as security for a loan” in Chinese is抵押dǐyā

抵押 (dǐyā) refers to the act of providing an asset, such as property or other valuables, as security for a loan. This term is commonly used in financial contexts, particularly in banking and real estate, where collateral is required to secure a loan agreement.

When to use 抵押

Learners often confuse 抵押 with other financial terms like 担保 (dānbǎo) which means 'guarantee'. 抵押 is more specific to collateral, while 担保 can refer to a broader range of securities. This term is typically used in formal contexts, especially in legal and financial documents.

抵押 or something close to it

质押 (zhìyā) refers to pledging an asset as collateral, typically in a financial context, but implies a different legal arrangement compared to 抵押 (dǐyā), which often involves real estate or property.

What learners get wrong

Learners may mistakenly use 抵押 in informal contexts or with non-financial subjects. For instance, saying '我抵押我的时间' (I collateralize my time) is incorrect; it should be used strictly for tangible assets.

Write 抵押

抵
押

Practice writing 抵押 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Grammar patterns of 抵押

抵押 functions as a verb — the action or state of the sentence. The Chinese order is Subject + Verb + Object (我吃饭). Negate it with 不 (habitual / future) or 没(有) (completed action). Add aspect markers like 了, 过, 着 directly after the verb. It carries 2 related meanings, each with its own usage notes below. The patterns below break down its most common sentence frames, with example sentences and practice buttons (Listen, Practice Writing, Practice Speaking) for each one.

是…的 emphasis是 + [V] + 的
HSK 3

Used to emphasize the action of providing collateral.

他是把房子抵押的。

tā shì bǎ fángzi dǐyā de.

He is the one who put the house up as collateral.

Exercise 1 of 1

Build it

Put the words in order to say “He is the one who put the house up as collateral.”.

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Common confusions with 抵押

抵押vs抵
dǐ

Similar pronunciation but different meanings.

抵押vs押
yā

Similar pronunciation but different meanings.

Exercise 1 of 1

Which one

Which one means “to provide (an asset) as security for a loan”?

or

Usage Notes for 抵押

Misuse of 抵押Common Error

Learners may confuse 抵押 with similar terms related to loans or security.

1

不要把抵押和贷款混淆。

Do not confuse collateral with loans.

Exercise 1 of 1

Get it right

Type the missing word. Pinyin works; then pick the character.

不要把____和贷款混淆。

Do not confuse collateral with loans.

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Frequently asked questions about 抵押

抵押 specifically refers to using an asset as collateral, while 担保 is a broader term that can include guarantees and assurances.

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