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公积金 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
公积金gōngjījīnofficial reservesHSK 7, unknown, 22 strokes, Very Hard
公积金gōngjījīnaccumulated fundHSK 7, unknown, 22 strokes, Very Hard
gōngjījīn(gong1ji1jin1)gong ji jin T1
  1. 1official reserves
  2. 2accumulated fund
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March 24, 2026

公积金(公積金)gōngjījīn(gong1ji1jin1)

公积金 (gōngjījīn) refers to a type of savings fund that is often associated with public services, such as housing or retirement. It is commonly used in the context of mandatory contributions made by employees and employers, typically for housing benefits or social security. The term embodies the idea of collective contributions for communal welfare.

Strokes22DifficultyVery Hard
Cultural note

公积金 is an integral part of China's housing policy, reflecting the government's approach to ensuring affordable housing for citizens. It is a key element in many urban workers' financial planning and is often tied to their job benefits.

Memory tip

Think of 公 (gōng) as 'public' or 'official', 积 (jī) as 'accumulate', and 金 (jīn) as 'money'. Imagine a public treasure chest where everyone contributes money that builds up over time, representing the accumulated funds meant for public good.

Meanings of 公积金

gōngjījīn(gong1ji1jin1)
1official reserves
2accumulated fund
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About 公积金

公积金Simplified
公積金Traditional
22Strokes
—Radical
#—Frequency Rank
HSK 3.0L7AdvancedCEFRC2

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AI study notes for 公积金

Usage Notes

公积金 is often used in formal contexts related to employment and social security. Common mistakes include confusing it with personal savings accounts; remember that it specifically refers to collective funds. Be cautious with tone; the first tone (gōng) should be pronounced strongly.

HSK Study Tips

While 公积金 is not an HSK vocabulary word, it connects to themes of finance and social structures that appear at HSK 4 and above. Focus on understanding related terms like 住房 (housing) and 社会保障 (social security) to build contextual knowledge.

Common Mistakes

Learners often mispronounce 公积金, particularly with the tones; for instance, saying 'gong2 ji1 jin1' instead of 'gong1 ji1 jin1'. Additionally, confusing it with personal savings accounts is a frequent error; remember it is a collective fund.

AI-enhanced 2026-03-24

Pronunciation of 公积金

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Component characters

公gōngpublic
HSK 64 strokes八
View full entry
积jīto amass
HSK 710 strokes禾
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金jīngold
HSK 38 strokes金
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How to say official reserves in Chinese

“official reserves” in Chinese is公积金gōngjījīn

公积金 (gōngjījīn) refers to a type of savings fund that is often associated with public services, such as housing or retirement. It is commonly used in the context of mandatory contributions made by employees and employers, typically for housing benefits or social security. The term embodies the idea of collective contributions for communal welfare.

When to use 公积金

公积金 is often used in formal contexts related to employment and social security. Common mistakes include confusing it with personal savings accounts; remember that it specifically refers to collective funds. Be cautious with tone; the first tone (gōng) should be pronounced strongly.

What learners get wrong

Learners often mispronounce 公积金, particularly with the tones; for instance, saying 'gong2 ji1 jin1' instead of 'gong1 ji1 jin1'. Additionally, confusing it with personal savings accounts is a frequent error; remember it is a collective fund.

Write 公积金

公
积
金

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Frequently asked questions about 公积金

公积金 is primarily used to help employees save for housing and retirement, providing financial security to workers.

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