Skip to content
Start your Chinese Learning JourneyStart Now
财 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
cáimoneyn, 7 strokes, radical 贝, rank #9672, Hard
cáiwealthn, 7 strokes, radical 贝, rank #9672, Hard
cáirichesn, 7 strokes, radical 贝, rank #9672, Hard
cáipropertyn, 7 strokes, radical 贝, rank #9672, Hard
cáivaluablesn, 7 strokes, radical 贝, rank #9672, Hard
cái(cai2) T2
  1. 1money
  2. 2wealth
Listen to the audio pronunciation 3 times to gain XP
March 24, 2026
(財)cái(cai2)

The character 财 (cái) refers to money, wealth, and valuables. It is often used in contexts relating to finance and prosperity, such as in discussions about personal wealth, business, and economics. The term conveys the idea of abundance and financial resources.

Strokes7RadicalFrequency#9672DifficultyHard
Cultural Note

In Chinese culture, the concept of财 (cái) is deeply connected to the idea of prosperity and success, often emphasized in business practices and during celebrations like the Lunar New Year, where wealth is celebrated and sought after.

Memory Tip

Imagine a treasure chest overflowing with gold coins (财), representing wealth. The character itself has elements that suggest value and property, with the radical representing 'wealth' on the left side, hinting at its meaning.

Meanings of 财

cái(cai2)
1money
2wealth
Exercise 1 of 3

Listen & Choose the Meaning

Choose the correct answer:

About 财

Simplified
Traditional
7Strokes
Radical
名词míngcínoun (n.)Part of Speech
#9672Frequency Rank

Podcast: 财

JasonAmy

Podcast:

Listen to Jason & Amy break down this word for you

AI Study Notes for 财

Quick Contrast

财富 (cáifù) - use 财 (cái) for general terms of money or wealth, while 财富 (cáifù) specifically emphasizes accumulated wealth or fortune.

Memory Mnemonic

Imagine a treasure chest overflowing with gold coins (财), representing wealth. The character itself has elements that suggest value and property, with the radical representing 'wealth' on the left side, hinting at its meaning.

Usage Notes

When using 财, it is important to differentiate it from similar terms such as 钱 (qián), which specifically means 'money'. Also, be cautious with tones; the incorrect tone could change the meaning entirely. Common collocations include 财产 (cáichǎn, property) and 财富 (cáifù, wealth).

HSK Study Tips

财 is not listed in the HSK vocabulary but is relevant for learners aiming for HSK 4 and above due to its significance in discussions about finance and economics. Students should focus on its use in phrases related to wealth and financial discussions.

Cultural Note

In Chinese culture, the concept of财 (cái) is deeply connected to the idea of prosperity and success, often emphasized in business practices and during celebrations like the Lunar New Year, where wealth is celebrated and sought after.

Common Mistakes

Learners often confuse 财 (cái) with 钱 (qián), thinking they are interchangeable. For example, saying '我没有财' (I have no wealth) instead of '我没有钱' (I have no money) can lead to misunderstandings, as 财 indicates a broader concept than just cash.

AI-enhanced 2026-03-24

Pronunciation of 财

Premium — Locked

AI tone practice

Pro

Drill the tone of with AI-powered exercises, get instant feedback, and earn XP toward mastery. Interactive tone practice is part of Pro.

Tone drillsInstant feedback+5 XP
See plans to unlock

Etymology of 财

Formation Typepictophonetic
六书 ClassificationPhono-semantic (形声字)~80-90% of characters
Explanation

Phonosemantic compound. 贝 represents the meaning and 才 represents the sound. Simplified form of 財.

Memory Hint

money

Semantic (meaning)
+
Phonetic (sound)
Learn more about Phono-semantic (形声字) characters
Exercise 1 of 1

Character Formation Type

What type of character formation is 财?

Decomposition of 财

IDS Structure⿰贝才
Full Character
=
Bei4
left
cai2
right
Exercise 1 of 2

Identify the Components

Which of these is a component of 财?

Write 财

Practice writing stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

Write correctly 3 times to earn XP

Grammar Patterns of 财

财 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 5 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 4

Complete the Sentence

有关____务丑闻的谣言接连不断地冒出来。

Rumours of financial scandals have come bubbling back to the surface.

Common Confusions with 财

vs
cái

Same pronunciation but different meanings.

vs
cái

Same pronunciation but different meanings.

Exercise 1 of 1

Spot the Difference

Which character means "money"?

or

Example Sentences for 财 (10)

Listen to all sentences once to receive XP
1
有关财务丑闻的谣言接连不断地冒出来。

yǒu guān cái wù chǒu wén de yáo yán jiē lián bù duàn dì mào chū lái。

Rumours of financial scandals have come bubbling back to the surface.
2
拥有学位并不能保证你就能获得财富。

yōng yǒu xué wèi bìng bù néng bǎo zhèng nǐ jiù néng huò dé cái fù。

A degree does not give you a divine right to wealth.
3
不要忘记,我总是有大量钱财滚滚而来。

bù yào wàng jì, , wǒ zǒng shì yǒu dà liáng qián cái gǔn gǔn ér。

Don't forget, I have always kept the money rolling in.
4
有一些更简单的方法可以促进财富的平均分配。

yǒu yī xiē gēng jiǎn dān de fāng fǎ kě yǐ cù jìn cái fù de píng jūn fēn pèi。

There are easier ways to encourage the even spread of wealth.
5
与会的发言人中有财政部长尼古拉斯·布莱迪。

yǔ huì de fā yán rén zhōng yǒu cái zhèng bù cháng ní gǔ lā sī· · bù lái。

Among the speakers at the gathering was Treasury Secretary Nicholas Brady.
6
你得学会保管好自己的财物。

nǐ dé xué huì bǎo guǎn hǎo zì jǐ de cái wù。

You have to learn to take care of your possessions.
7
有健康而无财富比有财富而无健康更好.

yǒu jiàn kāng ér wú cái fù bǐ yǒu cái fù ér wú jiàn kāng gēng hǎo.

Health without riches is preferable to riches without health.
8
在暴乱中成百上千的人纷纷趁机偷窃财物。

zài bào luàn zhōng chéng bǎi shàng qiān de rén fēn fēn chèn jī tōu qiè cái wù。

During the riots hundreds of people seized the opportunity to steal property.
9
财政部早就预测消费者支出会出现上扬。

cái zhèng bù zǎo jiù yù cè xiāo fèi zhě zhī chū huì chū xiàn shàng yáng。

The Treasury has long been predicting an upturn in consumer spending.
10
有相当多的人对财政大臣作出的经济会迅猛发展的预测表示怀疑。

yǒu xiāng dāng duō de rén duì cái zhèng dà chén zuò chū de jīng jì huì xùn měng fā zhǎn de yù cè biǎo shì huái yí。

There was considerable scepticism about the Chancellor's forecast of a booming economy.

Cultural Notes for 财

🏮Cultural insight

In Chinese culture, the concept of财 (cái) is deeply connected to the idea of prosperity and success, often emphasized in business practices and during celebrations like the Lunar New Year, where wealth is celebrated and sought after.

Word Family of 财

Words Containing This Character20
财产cáichǎnproperty財產
财富cáifùwealth財富
财务cáiwùfinancial affairs財務
财政cáizhèngfinancial財政
cáimoney
理财lǐcáifinance理財
财宝money and valuables財寶
发财fācáito get rich發財
财经cáijīngfinance and economics財經
财政部Ministry of Finance財政部
钱财qiáncáiwealth錢財
财物cáiwùproperty財物
财力cáilìfinancial resources財力
财团financial group財團
财源financial resources財源
财神god of wealth財神
财税finance and taxation財稅
恭喜发财May you have a prosperous New Year! (New Year's greeting)恭喜發財
财政部长minister of finance財政部長
横财easy money橫財
Exercise 1 of 4

Compound Meaning

What does 财产 mean?

Frequently Asked Questions about 财

Common phrases that include 财 (cái) are '财富' (cáifù), which means 'wealth', and '财务' (cáiwù), meaning 'finance.' Understanding these phrases can help you discuss topics related to economics and personal finance more effectively.