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財 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
財cáiriches, wealth, valuableszg, 10 strokes, radical 貝
cái(cai2) T2
  1. 1riches, wealth, valuables
Listen to the audio pronunciation 3 times to gain XP
March 24, 2026

財cái(cai2)

The character 財 (cái) refers to wealth, riches, or valuables. It is commonly used in contexts related to finance, prosperity, or economic discussions. Its nuance often conveys a sense of abundance and material resources.

Strokes10Radical貝
Cultural Note

In Chinese culture, wealth is often associated with good fortune and success. The character 財 is frequently seen during the Lunar New Year, symbolizing prosperity and good luck for the coming year.

Memory Tip

Imagine a giant treasure chest filled with gold and jewels to represent wealth. The character 財 has the radical for 'wealth' on the left, which looks like a person holding something valuable, while the right side resembles a treasure chest filled to the brim.

Meanings of 財

cái(cai2)
1riches, wealth, valuables
Exercise 1 of 2

Listen & Choose the Meaning

Choose the correct answer:

About 財

財Simplified
10Strokes
貝Radical
状态词stative word (stat.)Part of Speech
#—Frequency Rank

Podcast: 財

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Podcast: 財

Listen to Jason & Amy break down this word for you

AI Study Notes for 財

Quick Contrast

富 (fù) refers to being rich or affluent, while 財 (cái) specifically denotes wealth or valuables; use 財 when emphasizing material resources.

Usage Notes

Be careful not to confuse 財 (cái) with 資 (zī), which means resources. 財 is more informal, often used in daily conversations about money, while 資 may appear in formal contexts like business. Common collocations include 財富 (cáifù - wealth) and 財務 (cáiwù - finance).

HSK Study Tips

Although 財 is not part of the HSK vocabulary list, it connects with other words related to finance and wealth, such as 貨 (huò - goods) and 資 (zī - resources). Focus on its pronunciation and the context in which it's used, especially in economic discussions.

Common Mistakes

Learners often confuse 財 (cái) with 財富 (cáifù), mistakenly thinking they are interchangeable. Remember, 財 refers to wealth in general, while 財富 specifically means wealth or riches as a concept.

AI-enhanced 2026-03-24

Pronunciation of 財

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Etymology of 財

Formation Typepictophonetic
六书 ClassificationPhono-semantic (形声字)~80-90% of characters
Explanation

Phonosemantic compound. 贝 represents the meaning and 才 represents the sound. Simplified form of 財.

Memory Hint

money

Semantic (meaning)貝
+
Phonetic (sound)才
Learn more about Phono-semantic (形声字) characters

Jason Etymology Detective

Case file: 財

Phonosemantic compound. 贝 represents the meaning and 才 represents the sound. Simplified form of 財.

  1. 1The meaning half貝 carries the sense.
  2. 2The sound half才 is there for the reading, not the meaning.
  3. 3The giveawaymoney
  4. 4On the record aspictophonetic.

Every clue here comes from the character's recorded structure — nothing is guessed.

Want the full history of 財? Jason searches the paleographic record, weighs the competing accounts and judges the popular story.

Charged once for this character — everyone reads it afterwards.
Exercise 1 of 1

Character Formation Type

What type of character formation is 財?

Decomposition of 財

IDS Structure⿰貝才
財Full Character
=
貝bei4
left
才cai2
right
Exercise 1 of 2

Identify the Components

Which of these is a component of 財?

How to say riches, wealth, valuables in Chinese

“riches, wealth, valuables” in Chinese is財cái

The character 財 (cái) refers to wealth, riches, or valuables. It is commonly used in contexts related to finance, prosperity, or economic discussions. Its nuance often conveys a sense of abundance and material resources.

When to use 財

Be careful not to confuse 財 (cái) with 資 (zī), which means resources. 財 is more informal, often used in daily conversations about money, while 資 may appear in formal contexts like business. Common collocations include 財富 (cáifù - wealth) and 財務 (cáiwù - finance).

財 or something close to it

富 (fù) refers to being rich or affluent, while 財 (cái) specifically denotes wealth or valuables; use 財 when emphasizing material resources.

What learners get wrong

Learners often confuse 財 (cái) with 財富 (cáifù), mistakenly thinking they are interchangeable. Remember, 財 refers to wealth in general, while 財富 specifically means wealth or riches as a concept.

Write 財

財

Practice writing 財 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

Write correctly 3 times to earn XP

Word Family of 財

Words Containing This Character20
财产cáichǎnproperty財產
财富cáifùwealth財富
财务cáiwùfinancial affairs財務
财政cáizhèngfinancial財政
财cáimoney財
理财lǐcáifinance理財
财宝money and valuables財寶
发财fācáito get rich發財
财经cáijīngfinance and economics財經
财政部Ministry of Finance財政部
钱财qiáncáiwealth錢財
财物cáiwùproperty財物
财力cáilìfinancial resources財力
财团financial group財團
财源financial resources財源
财神god of wealth財神
财税finance and taxation財稅
恭喜发财May you have a prosperous New Year! (New Year's greeting)恭喜發財
财政部长minister of finance財政部長
横财easy money橫財
Exercise 1 of 4

Compound Meaning

What does 财产 mean?

Frequently Asked Questions about 財

You can say '我希望能賺很多財' (Wǒ xīwàng néng zhuàn hěn duō cái), meaning 'I hope to earn a lot of wealth.'

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