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貸 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
貸dàito borrow; to lend; to pardonx, 12 strokes, radical 貝, rank #88449, Very Hard
dài(dai4) T4
  1. 1to borrow; to lend; to pardon
Listen to the audio pronunciation 3 times to gain XP
March 24, 2026

貸dài(dai4)

The character 貸 (dài) primarily means 'to borrow' or 'to lend.' It is commonly used in financial contexts, such as borrowing money or lending items. The nuance includes the idea of temporarily using something that belongs to someone else, with the expectation of returning it.

Strokes12Radical貝Frequency#88449DifficultyVery Hard
Cultural Note

In Chinese culture, the concept of borrowing and lending is often tied to trust and relationships. For example, it is common to lend money to friends or family, but one must be cautious about the potential impact on personal relationships.

Memory Tip

Think of 貸 (dài) as a treasure chest where you borrow a gem (money) from a friend. The left part, 貝, represents money, and the right part signifies 'to lend.' Imagine the act of lending a precious gem, making it easy to remember both the meaning and pronunciation.

Meanings of 貸

dài(dai4)
1to borrow; to lend; to pardon
Exercise 1 of 2

Listen & Choose the Meaning

Choose the correct answer:

About 貸

貸Simplified
12Strokes
貝Radical
非语素字non-morpheme character (n-m.)Part of Speech
#—Frequency Rank

Podcast: 貸

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Podcast: 貸

Listen to Jason & Amy break down this word for you

AI Study Notes for 貸

Quick Contrast

借 (jiè) vs 貸 (dài) — use 貸 when emphasizing the act of lending, while 借 focuses on the act of borrowing.

Usage Notes

Learners often confuse 貸 with 借 (jiè), which also means 'to borrow' but from the perspective of the borrower. The character 貸 is more formal and typically used in written contexts, especially in finance. Be careful with tones; saying 'dai' with the wrong tone can lead to misunderstandings.

HSK Study Tips

While 貸 is not included in HSK levels, it connects well with words about finance and transactions often found in HSK vocabulary. Focus on its use in practical contexts like banking and loans, which are essential for intermediate learners.

Common Mistakes

A common mistake is using 貸 when you mean 借, leading to confusion. For example, saying '我貸书给他' (Wǒ dài shū gěi tā) incorrectly suggests you are lending the book instead of borrowing it. Correctly, it should be '我借书给他' (Wǒ jiè shū gěi tā).

AI-enhanced 2026-03-24

Pronunciation of 貸

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Etymology of 貸

Formation Typepictophonetic
六书 ClassificationPhono-semantic (形声字)~80-90% of characters
Explanation

Phonosemantic compound. 贝 represents the meaning and 代 represents the sound. Simplified form of 貸.

Memory Hint

money

Semantic (meaning)貝
+
Phonetic (sound)代
Learn more about Phono-semantic (形声字) characters

Jason Etymology Detective

Case file: 貸

Phonosemantic compound. 贝 represents the meaning and 代 represents the sound. Simplified form of 貸.

  1. 1The meaning half貝 carries the sense.
  2. 2The sound half代 is there for the reading, not the meaning.
  3. 3The giveawaymoney
  4. 4On the record aspictophonetic.

Every clue here comes from the character's recorded structure — nothing is guessed.

Want the full history of 貸? Jason searches the paleographic record, weighs the competing accounts and judges the popular story.

Charged once for this character — everyone reads it afterwards.
Exercise 1 of 1

Character Formation Type

What type of character formation is 貸?

Decomposition of 貸

IDS Structure⿱代貝
貸Full Character
=
代dai4
top
貝bei4
bottom
Exercise 1 of 2

Identify the Components

Which of these is a component of 貸?

How to say to borrow; to lend; to pardon in Chinese

“to borrow; to lend; to pardon” in Chinese is貸dài

The character 貸 (dài) primarily means 'to borrow' or 'to lend.' It is commonly used in financial contexts, such as borrowing money or lending items. The nuance includes the idea of temporarily using something that belongs to someone else, with the expectation of returning it.

When to use 貸

Learners often confuse 貸 with 借 (jiè), which also means 'to borrow' but from the perspective of the borrower. The character 貸 is more formal and typically used in written contexts, especially in finance. Be careful with tones; saying 'dai' with the wrong tone can lead to misunderstandings.

貸 or something close to it

借 (jiè) vs 貸 (dài) — use 貸 when emphasizing the act of lending, while 借 focuses on the act of borrowing.

What learners get wrong

A common mistake is using 貸 when you mean 借, leading to confusion. For example, saying '我貸书给他' (Wǒ dài shū gěi tā) incorrectly suggests you are lending the book instead of borrowing it. Correctly, it should be '我借书给他' (Wǒ jiè shū gěi tā).

Write 貸

貸

Practice writing 貸 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

Write correctly 3 times to earn XP

Word Family of 貸

Words Containing This Character15
贷款dàikuǎna loan貸款
贷dàia loan貸
信贷xìndàicredit信貸
高利贷loan shark高利貸
借贷to borrow or lend money借貸
放贷to provide loans放貸
还贷to repay a loan還貸
责无旁贷to be duty bound責無旁貸
严惩不贷to punish severely (idiom)嚴懲不貸
贷款人the lender貸款人
农贷(government) loan to agriculture農貸
贷方creditor貸方
贷学金student loan貸學金
贷款率interest rate貸款率
乞贷to beg for a loan乞貸
Exercise 1 of 4

Compound Meaning

What does 贷款 mean?

Frequently Asked Questions about 貸

You can say '我可以借你的书吗?' (Wǒ kěyǐ jiè nǐ de shū ma?), meaning 'Can I borrow your book?'. In this case, you can interchangeably use 貸.

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