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March 24, 2026
储蓄(儲蓄)chǔxù(chu3xu4)
储蓄 (chǔ xù) refers to the act of saving money, typically in a bank account, for future use. This term is commonly used in financial contexts, emphasizing the importance of saving for emergencies or future expenses. It often implies a disciplined approach to managing finances.
Strokes25Frequency#11570DifficultyHard
Cultural Note
In Chinese culture, saving money is highly valued, often symbolizing financial prudence and security for the future. Many families emphasize the importance of 储蓄, especially in the context of preparing for children's education or retirement.
Memory Tip
Think of '储' (chǔ) as a treasure chest where you '蓄' (xù) your wealth. Imagine saving shiny coins in a chest, and the sound of coins clinking reinforces the idea of saving money.
Meanings of 储蓄
chǔxù(chu3xu4)
1to deposit money
2to save
Exercise 1 of 2
Listen & Choose the Meaning
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About 储蓄
储蓄Simplified
儲蓄Traditional
25Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#11570Frequency Rank
HSK 2.0L6HSK 3.0L6AdvancedTOCFLL5BCT✓CEFRC2
Podcast: 储蓄
Podcast: 储蓄
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AI Study Notes for 储蓄
Quick Contrast
存款 (cún kuǎn) refers specifically to the act of depositing money into a bank account, while 储蓄 (chǔ xù) emphasizes the broader concept of saving money for future use.
Usage Notes
Be mindful that '储蓄' is used in formal contexts, such as banking or financial discussions. A common mistake is confusing it with '消费' (xiāofèi), which means consumption; remember that储蓄 focuses on saving, not spending. It commonly collocates with '账户' (zhànghù - account) and '利息' (lìxī - interest).
HSK Study Tips
As an HSK 6 word, '储蓄' connects with other financial terms like '投资' (tóuzī - investment) and '贷款' (dàikuǎn - loan). Students should focus on its usage in sentences related to personal finance and practice differentiating it from related terms.
Common Mistakes
Learners sometimes confuse 储蓄 with the verb '储存' (chǔcún), which means to store something. For example, saying '我储存钱' is incorrect; it should be '我储蓄钱'.
AI-enhanced 2026-03-24
Pronunciation of 储蓄
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储蓄 (chǔ xù) refers to the act of saving money, typically in a bank account, for future use. This term is commonly used in financial contexts, emphasizing the importance of saving for emergencies or future expenses. It often implies a disciplined approach to managing finances.
When to use 储蓄
Be mindful that '储蓄' is used in formal contexts, such as banking or financial discussions. A common mistake is confusing it with '消费' (xiāofèi), which means consumption; remember that储蓄 focuses on saving, not spending. It commonly collocates with '账户' (zhànghù - account) and '利息' (lìxī - interest).
储蓄 or something close to it
存款 (cún kuǎn) refers specifically to the act of depositing money into a bank account, while 储蓄 (chǔ xù) emphasizes the broader concept of saving money for future use.
What learners get wrong
Learners sometimes confuse 储蓄 with the verb '储存' (chǔcún), which means to store something. For example, saying '我储存钱' is incorrect; it should be '我储蓄钱'.
Write 储蓄
储
蓄
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Grammar Patterns of 储蓄
储蓄 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Complete the Sentence
____方案是现有的最佳零售投资产品。
Savings schemes are the best retail investment products on offer.
