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账户 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
账户zhànghùbank accountHSK 5, n, 12 strokes, rank #4179, Hard
账户zhànghùonline accountHSK 5, n, 12 strokes, rank #4179, Hard
zhànghù(zhang4hu4)zhang hu T4
  1. 1bank account
  2. 2online account
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March 24, 2026

账户(賬戶)zhànghù(zhang4hu4)

账户 refers to an account, typically in a banking context or online services. It is used when discussing financial transactions, online registrations, or digital services where personal information is stored.

Strokes12Frequency#4179DifficultyHard
Cultural Note

In China, the efficiency and accessibility of online banking have made 账户 management a vital part of daily life, with mobile payment apps like WeChat Pay and Alipay being ubiquitous for transactions.

Memory Tip

Think of 账 (zhàng), meaning 'account,' as a ledger or record of your financial activities, while 户 (hù) suggests a household or a place where these activities are centered. Imagine a household ledger where you keep track of all your financial dealings.

Meanings of 账户

zhànghù(zhang4hu4)
1bank account
2online account
Exercise 1 of 2

By ear

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About 账户

账户Simplified
賬戶Traditional
12Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#4179Frequency Rank
HSK 2.0L5HSK 3.0L5IntermediateHSKKL3BCT✓CEFRC1

Podcast: 账户

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Podcast: 账户

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AI Study Notes for 账户

Quick Contrast

账户 (zhànghù) vs 账单 (zhàngdān) — use 账户 for the concept of an account, while 账单 refers specifically to a bill or invoice.

Usage Notes

This term is commonly used in both formal and informal contexts, especially in banking and online environments. Be careful with the tones; mispronouncing 账户 can lead to confusion with similar-sounding words. Common collocations include 银行账户 (yín háng zhàng hù - bank account) and 在线账户 (zài xiàn zhàng hù - online account).

HSK Study Tips

As an HSK Level 5 word, 账户 connects with other financial vocabulary such as 资金 (zī jīn - funds) and 支出 (zhī chū - expenditure). Students should focus on understanding its use in various contexts, such as banking and online platforms.

Common Mistakes

Learners often confuse 账户 with 账目 (zhàng mù - accounts, entries) or 帐户 (zhàng hù - account) due to similar meanings. Remember that 账户 is more commonly used for both banking and online accounts, while 帐户 can feel more formal or outdated.

AI-enhanced 2026-03-24

Pronunciation of 账户

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Component Characters

账zhàngaccount
HSK 68 strokes贝
View full entry
户hùa household
HSK 64 strokes户
View full entry

How to say bank account in Chinese

“bank account” in Chinese is账户zhànghù

账户 refers to an account, typically in a banking context or online services. It is used when discussing financial transactions, online registrations, or digital services where personal information is stored.

When to use 账户

This term is commonly used in both formal and informal contexts, especially in banking and online environments. Be careful with the tones; mispronouncing 账户 can lead to confusion with similar-sounding words. Common collocations include 银行账户 (yín háng zhàng hù - bank account) and 在线账户 (zài xiàn zhàng hù - online account).

账户 or something close to it

账户 (zhànghù) vs 账单 (zhàngdān) — use 账户 for the concept of an account, while 账单 refers specifically to a bill or invoice.

What learners get wrong

Learners often confuse 账户 with 账目 (zhàng mù - accounts, entries) or 帐户 (zhàng hù - account) due to similar meanings. Remember that 账户 is more commonly used for both banking and online accounts, while 帐户 can feel more formal or outdated.

Write 账户

账
户

Practice writing 账户 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Grammar Patterns of 账户

账户 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 2 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 4

Fill the gap

Type the missing word. Pinyin works; then pick the character.

请查一下我的____余额。

I'd like to check the balance in my account please.

Example Sentences for 账户 (10)

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1
请查一下我的账户余额。

qǐng chá yī xià wǒ de zhàng hù yú é。

I'd like to check the balance in my account please.
2
他们把国外救济金非法转入了个人银行账户。

tā mén bǎ guó wài jiù jì jīn fēi fǎ zhuǎn rù le gè rén yín háng zhàng hù。

They siphon foreign aid money into their personal bank accounts.
3
调查人员说有近10万美元汇入了嫌疑人的银行账户。

tiáo chá rén yuán shuō yǒu jìn10 10 wàn měi yuán huì rù le xián yí rén de yín háng zhàng。

Investigators say nearly $100,000 was wired into the suspect's bank accounts.
4
公司不能从银行账户中提取现金。

gōng sī bù néng cóng yín háng zhàng hù zhōng tí qǔ xiàn jīn。

Companies could not draw money from bank accounts as cash.
5
他打算把资金分散存到不同的购房互助会的账户上。

tā dǎ suàn bǎ zī jīn fēn sàn cún dào bù tóng de gòu fáng hù zhù huì de zhàng hù shàng。

His plan is to spread the capital between various building society accounts.
6
他算出了他们活期存款账户上的余额总和。

tā suàn chū le tā mén huó qī cún kuǎn zhàng hù shàng de yú é zǒng hé。

He figured up the balance in their checking account.
7
只有计算出自己可能的平均结余，才能选择合适的账户。

zhī yǒu jì suàn chū zì jǐ kě néng de píng jūn jié yú， ， cái néng xuǎn zé hé shì de zhàng。

Choosing the right account depends on working out your likely average balance.
8
此款应记入谁的账户的借方?

cǐ kuǎn yīng jì rù shuí de zhàng hù de jiè fāng?

To whom shall I debit this sum?
9
安德鲁斯已经将钱存到了秘密的海外银行账户中。

ān dé lǔ sī yǐ jīng jiāng qián cún dào le mì mì de hǎi wài yín háng zhàng hù zhōng。

Andrews had stashed money away in secret offshore bank accounts.
10
利息按天计算，每年4月1日一次性打入账户。

lì xī àn tiān jì suàn， ， měi4 nián1 4 yuè 1 rì yī cì xìng dǎ。

Interest is calculated daily and credited once a year, on 1 April.

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Frequently Asked Questions about 账户

Both terms refer to 'account' but 账户 is more commonly used in modern contexts, while 帐户 is often seen in traditional texts.

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