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退休金 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
退休金tuìxiūjīnretirement payHSK 7, unknown, 23 strokes, rank #12095, Very Hard
退休金tuìxiūjīnpensionHSK 7, unknown, 23 strokes, rank #12095, Very Hard
tuìxiūjīn(tui4xiu1jin1)tui xiu jin T4
  1. 1retirement pay
  2. 2pension
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March 24, 2026

退休金tuìxiūjīn(tui4xiu1jin1)

退休金 refers to the financial compensation received by individuals upon retiring from their jobs. It is typically provided by employers or the government and is intended to support retired individuals in their daily lives after they stop working.

Strokes23Frequency#12095DifficultyVery Hard
Cultural note

In Chinese culture, the concept of 退休金 is tied to the traditional expectation that families will care for their elderly members, but government and employer pensions have become increasingly important in modern times, reflecting changes in family structure.

Memory tip

Imagine a retired person (退休, tui4 xiu1) sitting on a pile of gold coins (金, jin1) that represents their pension. This visual helps connect the idea of retirement with money, making it easier to remember the pronunciation and meaning.

Meanings of 退休金

tuìxiūjīn(tui4xiu1jin1)
1retirement pay
2pension
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About 退休金

退休金Simplified
23Strokes
—Radical
#—Frequency Rank
HSK 3.0L7AdvancedBCT✓CEFRC2

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AI study notes for 退休金

Usage Notes

When discussing retirement benefits, it's common to use 退休金 in both formal and informal contexts. Be cautious about using it in casual conversations, as it may sound overly serious. Avoid confusing it with 退休 (retirement), which refers to the act of retiring rather than the pension itself.

HSK Study Tips

While 退休金 is not in the HSK vocabulary lists, it is relevant for learners at an intermediate to advanced level, as it connects to topics of work and retirement. Focus on understanding related terms like 退休 (retirement) and 社会保障 (social security) to enhance your vocabulary in this context.

Common Mistakes

Learners often confuse 退休金 with 养老金, which specifically refers to the pension fund rather than the pension payment itself. Remember that 退休金 is the actual amount received after retirement, whereas 养老金 refers to the savings that contribute to it.

AI-enhanced 2026-03-24

Pronunciation of 退休金

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Component characters

退tuìto retreat
HSK 59 strokes辶
View full entry
休Xiūto rest
HSK 26 strokes亻
View full entry
金jīngold
HSK 38 strokes金
View full entry

How to say retirement pay in Chinese

“retirement pay” in Chinese is退休金tuìxiūjīn

退休金 refers to the financial compensation received by individuals upon retiring from their jobs. It is typically provided by employers or the government and is intended to support retired individuals in their daily lives after they stop working.

When to use 退休金

When discussing retirement benefits, it's common to use 退休金 in both formal and informal contexts. Be cautious about using it in casual conversations, as it may sound overly serious. Avoid confusing it with 退休 (retirement), which refers to the act of retiring rather than the pension itself.

What learners get wrong

Learners often confuse 退休金 with 养老金, which specifically refers to the pension fund rather than the pension payment itself. Remember that 退休金 is the actual amount received after retirement, whereas 养老金 refers to the savings that contribute to it.

Write 退休金

退
休
金

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Frequently asked questions about 退休金

退休 refers to the act of retiring, while 退休金 specifically means the pension or retirement pay received after retirement.

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