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活期 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
活期huóqī(banking) current (account)HSK 7, unknown, 21 strokes, rank #56045, Very Hard
活期huóqīchecking (account)HSK 7, unknown, 21 strokes, rank #56045, Very Hard
活期huóqīdemand (deposit etc)HSK 7, unknown, 21 strokes, rank #56045, Very Hard
huóqī(huo2qi1) T2
  1. 1(banking) current (account)
  2. 2checking (account)
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March 24, 2026

活期huóqī(huo2qi1)

活期 refers to a type of bank account that allows for flexible deposits and withdrawals without penalties. It is commonly used for day-to-day banking needs, enabling easy access to funds as opposed to fixed-term deposits, which require funds to be locked in for a specified period.

Strokes21Frequency#56045DifficultyVery Hard
Cultural Note

In China, the distinction between 活期 and 定期 accounts reflects the broader cultural emphasis on saving and financial planning, especially as more people engage in investing and managing their wealth actively.

Memory Tip

Imagine a lively fish (活) swimming freely in a stream, representing flexibility. The character '期' can remind you of a timeline or period, so think of a fish that can move in and out of a bank without restrictions. Together, 活期 signifies a current account that flows freely.

Meanings of 活期

huóqī(huo2qi1)
1(banking) current (account)
2checking (account)
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About 活期

活期Simplified
21Strokes
—Radical
形容词xíngróngcíadjective (adj.)Part of Speech
#—Frequency Rank
HSK 3.0L7AdvancedBCT✓CEFRC2

Podcast: 活期

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Podcast: 活期

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AI Study Notes for 活期

Quick Contrast

定期 (dìngqī) - use 活期 for accounts with flexible access, while 定期 is for fixed-term deposits that restrict access to funds.

Usage Notes

Learners often confuse 活期 with 定期 (fixed term), which denotes a savings account with a locked period. It's essential to use the correct term depending on whether you are discussing flexible access to funds or fixed deposits. 活期 is typically more informal and casual in conversations about banking.

HSK Study Tips

While 活期 may not appear on lower HSK levels, it is useful for those studying financial vocabulary in HSK 5 and above. Focus on understanding related terms like 定期 (fixed term) and 存款 (deposit) to enhance comprehension of banking contexts.

Common Mistakes

Learners might mistakenly use 活期 when referring to savings in a fixed account, saying '我有一个活期存款' instead of '我有一个定期存款'. Always clarify the type of account being discussed.

AI-enhanced 2026-03-24

Pronunciation of 活期

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Component Characters

活huóto live
HSK 49 strokes氵
View full entry
期qīperiod
HSK 412 strokes月
View full entry

How to say (banking) current (account) in Chinese

“(banking) current (account)” in Chinese is活期huóqī

活期 refers to a type of bank account that allows for flexible deposits and withdrawals without penalties. It is commonly used for day-to-day banking needs, enabling easy access to funds as opposed to fixed-term deposits, which require funds to be locked in for a specified period.

When to use 活期

Learners often confuse 活期 with 定期 (fixed term), which denotes a savings account with a locked period. It's essential to use the correct term depending on whether you are discussing flexible access to funds or fixed deposits. 活期 is typically more informal and casual in conversations about banking.

活期 or something close to it

定期 (dìngqī) - use 活期 for accounts with flexible access, while 定期 is for fixed-term deposits that restrict access to funds.

What learners get wrong

Learners might mistakenly use 活期 when referring to savings in a fixed account, saying '我有一个活期存款' instead of '我有一个定期存款'. Always clarify the type of account being discussed.

Write 活期

活
期

Practice writing 活期 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Frequently Asked Questions about 活期

活期 allows for flexible access to funds while 定期 requires you to lock your money for a specific period.

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