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借条 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
借条jiètiáoreceipt for a loanHSK 7, unknown, 17 strokes, rank #35019, Very Hard
借条jiètiáoIOUHSK 7, unknown, 17 strokes, rank #35019, Very Hard
jiètiáo(jie4tiao2)jie tiao T4
  1. 1receipt for a loan
  2. 2IOU
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March 24, 2026

借条(借條)jiètiáo(jie4tiao2)

A 借条 (jie4 tiao2) is a written document acknowledging a loan or borrowed money, commonly used in personal and business transactions. It serves as proof of the debt and includes details such as the amount borrowed, the lender, the borrower, and repayment terms. This term is particularly important in contexts where formal contracts may not be used.

Strokes17Frequency#35019DifficultyVery Hard
Cultural note

In Chinese culture, informal lending among friends and family is common, and a 借条 serves to maintain trust and clarity in these transactions. This reflects the importance of personal relationships in financial dealings.

Memory tip

Imagine a '借条' as a 'ticket' (条) for borrowing (借) money. Visualize handing over a ticket that says how much you've borrowed, making it easier to remember its function as a receipt for loans.

Meanings of 借条

jiètiáo(jie4tiao2)
1receipt for a loan
2IOU
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About 借条

借条Simplified
借條Traditional
17Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#—Frequency Rank
HSK 3.0L7AdvancedBCT✓CEFRC2

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AI study notes for 借条

Quick Contrast

借据 (jièjù) - use 借条 when referring to a written acknowledgment of a loan, while 借据 often implies a more formal or legally binding document.

Usage Notes

Be cautious with the tone; 借条 is typically used in informal settings among friends or family. In formal transactions, a more detailed contract may be preferred. Common collocations include '写借条' (write an IOU) and '还借条' (return the IOU).

HSK Study Tips

While 借条 is not explicitly featured in HSK vocabulary lists, understanding this term can enhance your grasp of financial discussions in Mandarin. It connects with other HSK terms related to finance, such as 钱 (money) and 贷款 (loan). Focus on the context in which it is commonly used.

Common Mistakes

Learners often confuse 借条 with 借款 (jie4 kuan3), which refers to the act of borrowing rather than the written acknowledgment. Remember that 借条 is the document itself, while 借款 is the process of borrowing.

AI-enhanced 2026-03-24

Pronunciation of 借条

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Component characters

借jièto lend
HSK 310 strokes亻
View full entry
条tiáostrip
HSK 27 strokes木
View full entry

How to say receipt for a loan in Chinese

“receipt for a loan” in Chinese is借条jiètiáo

A 借条 (jie4 tiao2) is a written document acknowledging a loan or borrowed money, commonly used in personal and business transactions. It serves as proof of the debt and includes details such as the amount borrowed, the lender, the borrower, and repayment terms. This term is particularly important in contexts where formal contracts may not be used.

When to use 借条

Be cautious with the tone; 借条 is typically used in informal settings among friends or family. In formal transactions, a more detailed contract may be preferred. Common collocations include '写借条' (write an IOU) and '还借条' (return the IOU).

借条 or something close to it

借据 (jièjù) - use 借条 when referring to a written acknowledgment of a loan, while 借据 often implies a more formal or legally binding document.

What learners get wrong

Learners often confuse 借条 with 借款 (jie4 kuan3), which refers to the act of borrowing rather than the written acknowledgment. Remember that 借条 is the document itself, while 借款 is the process of borrowing.

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借
条

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Frequently asked questions about 借条

Losing a 借条 may lead to disputes over the loan's existence or terms, so it’s advisable to keep a copy or note the details in a secure place.

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