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March 24, 2026
賬zhàng(zhang4)
The character 賬 (zhàng) refers to accounts or bills and is often used in contexts involving financial transactions, credit, and debt. It conveys the idea of a record of money owed or received, and is commonly used in business and personal finance settings.
Strokes15Radical貝Frequency#—DifficultyVery Hard
Cultural Note
In traditional Chinese culture, managing finances and keeping accurate accounts is crucial, especially during festivals like the Chinese New Year, when settling debts is considered a way to start fresh.
Memory Tip
Think of 賬 (zhàng) as a 'bill' that needs to be 'counted' (the radical 貝, which means money) which looks like a treasure chest. Visualize opening that chest to check your accounts, reminding you of the pronunciation 'zhàng' as you 'count' your treasures.
Meanings of 賬
zhàng(zhang4)
1accounts, bills; credit, debt
Exercise 1 of 2
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About 賬
賬Simplified
15Strokes
貝Radical
状态词stative word (stat.)Part of Speech
#—Frequency Rank
Podcast: 賬
Podcast: 賬
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AI Study Notes for 賬
Quick Contrast
账 (zhàng) is a simplified form of 賬 (zhàng) and is used interchangeably in modern contexts, but 賬 may appear more in traditional texts.
Memory Mnemonic
Think of 賬 (zhàng) as a 'bill' that needs to be 'counted' (the radical 貝, which means money) which looks like a treasure chest. Visualize opening that chest to check your accounts, reminding you of the pronunciation 'zhàng' as you 'count' your treasures.
Usage Notes
Common mistakes include confusing 賬 with 账, which is a simplified form often used in Mainland China. This word is generally used in formal contexts, so ensure that your usage fits the situation, especially when discussing finances or accounts.
HSK Study Tips
Although 賬 is not in the HSK curriculum, it connects with vocabulary at HSK 4 and 5 related to finance and business. Focus on recognizing its use in contexts discussing money management and transactions.
Cultural Note
In traditional Chinese culture, managing finances and keeping accurate accounts is crucial, especially during festivals like the Chinese New Year, when settling debts is considered a way to start fresh.
Common Mistakes
Learners often mistakenly use 賬 in informal contexts when discussing their personal finances. For example, saying '我今天收到了一个賬' (I received a bill today) may be too formal; instead, use '我今天收到了一个账单' (I received a bill today).
AI-enhanced 2026-03-24
Pronunciation of 賬
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Cultural Notes for 賬
🏮Cultural insight
In traditional Chinese culture, managing finances and keeping accurate accounts is crucial, especially during festivals like the Chinese New Year, when settling debts is considered a way to start fresh.
Word Family of 賬
Words Containing This Character20
账户zhànghùbank account賬戶
账zhàngbill賬
账单zhàngdānbill賬單
账号zhànghàoaccount賬號
混账shameful混賬
付账to settle an account付賬
账本account book賬本
结账jiézhàngto pay the bill結賬
转账to transfer (money to a bank account)轉賬
账目an entry賬目
账面an entry賬面
记账bookkeeping記賬
进账income進賬
应收账款accounts receivable應收賬款
买账to buy it買賬
旧账old debt舊賬
赖账to renege on a debt賴賬
欠账debt欠賬
账簿a ledger賬簿
赊账outstanding account賒賬
Exercise 1 of 4
Compound Meaning
What does 账户 mean?
Frequently Asked Questions about 賬
It is pronounced as 'zhàng' with a falling tone.
You can use it in phrases like '賬單' (zhàngdān) meaning 'bill' or '賬戶' (zhànghù) meaning 'account'.
While it's more common in formal contexts, you may hear it in discussions about finances.